EDGE Replaced PSG: What Changes When a Singapore SME Buys CRM or Accounting Software

For years the advice to a small company in Singapore buying software was simple: look for it on the PSG list. That advice has expired. EDGE replaced PSG on 30 September 2026, along with two other schemes, and many owners are now unsure what applies to an ordinary purchase such as a CRM or an accounting package. This article separates what is confirmed from what you need to ask, and offers a way to buy that works with or without support.

A caution: what follows reflects the Enterprise Singapore page on the Enterprise Development and Growth Grant as we read it in November 2026. Grant rules are detailed and they change. Read the official page and speak to Enterprise Singapore or your advisor before making a decision that depends on funding.

What is confirmed

• Three schemes ended. The Productivity Solutions Grant (PSG), the Enterprise Development Grant (EDG) and the Market Readiness Assistance grant (MRA) ceased on 29 September 2026.
• One scheme replaced them. The Enterprise Development and Growth Grant, EDGE.
• Support level. Up to 70 percent for SMEs and up to 50 percent for non-SMEs.
• Annual cap. S$100,000 per company per year, refreshed on 1 April.
• Reimbursement. Support is paid as reimbursement, which means the company pays first.

What this means for a software purchase

The mental model changes. PSG was known for a catalogue: pick a pre-approved solution from a pre-approved vendor at a known support level. EDGE is one grant covering what three used to cover. Do not assume the catalogue habit carries over. Ask how an off-the-shelf software purchase is treated today.

You pay first. Reimbursement means cash leaves your account before support arrives. For a small company this is a real constraint. Plan the purchase as if the full price is yours to carry for some months.

The cap is shared. One annual cap covers all your supported projects. A company that plans to use support for an overseas expansion and a system upgrade in the same year must choose where the cap goes.

"Up to" is a ceiling. Budget on a lower figure, and treat anything above it as a bonus.

Questions to ask before you buy

Ask Enterprise Singapore, the vendor, or an advisor:

1. Does this type of purchase qualify under EDGE, and under which category?
2. Must the application be approved before I sign or pay? Under most grant schemes, costs committed before approval are not supported.
3. Which costs count: subscription, setup, training, hardware?
4. For how many months of subscription?
5. What must I submit to claim: invoices, proof of payment, a report on results?
6. How long does assessment take, and how long does reimbursement take after the claim?
7. What obligations follow, such as using the system for a minimum period?

Write the answers down with the date and the source. A vendor's statement that "this is claimable" is not an approval.

Decide without the grant first

The most reliable method is to make the buying decision as if no support existed.

• Name the problem. "Leads from WhatsApp are forgotten" is a problem. "We should digitalise" is not.
• Estimate the value. If follow-up recovers two sales a month, what is that worth?
• Count the full cost. Subscription, setup, the hours your team spends learning it, and the old tool you can cancel.
• Check the payback. If the tool pays for itself within a few months at full price, buy it when you need it. Support, if it comes, improves a decision that was already sound.
• If it only works with 70 percent support, be careful. Support ends. The subscription continues.

When applying is worth the effort

• The purchase is large: a multi-year system, significant setup or integration work.
• You have someone who can handle the paperwork.
• You can wait for approval without the business suffering.
• You can carry the full cost until reimbursement.

For small monthly subscriptions, the hours spent on an application often exceed the support received. A month of free trial and a clear decision usually serve better.

Common mistakes

• Buying because it is subsidised. A tool nobody uses is waste at any discount.
• Signing before approval, then finding the cost does not qualify.
• Forgetting the cash gap between payment and reimbursement.
• Relying on old articles. Much of what is online still describes PSG as current.
• Choosing the vendor that promises the grant over the one whose product fits.

Where Polynusa stands

We make no claim that Polynusa qualifies for EDGE support. We have not been told that it does, and we would rather you asked Enterprise Singapore than relied on a vendor. Polynusa is a subscription platform for sales conversations, customer records, bookkeeping and team operations, priced so that a small team can judge it at full price. See the pricing page and use the trial to test it against one real problem.

Summary

PSG, EDG and MRA ceased on 29 September 2026 and EDGE took their place, with support of up to 70 percent for SMEs, a S$100,000 annual cap refreshed on 1 April, and payment by reimbursement. Do not assume the old catalogue approach applies to your purchase. Ask the seven questions, get the answers in writing, and decide first whether the software is worth buying without support.

FAQ

Can I still apply for PSG?

According to Enterprise Singapore, the Productivity Solutions Grant, the Enterprise Development Grant and the Market Readiness Assistance grant ceased on 29 September 2026, replaced by the Enterprise Development and Growth Grant. Check the Enterprise Singapore website for how applications submitted before that date are treated.

How much does EDGE cover?

Enterprise Singapore states support of up to 70 percent for SMEs and up to 50 percent for non-SMEs, with a cap of S$100,000 per company per year that refreshes on 1 April. The actual level depends on the project and the assessment, so treat these as ceilings.

Should a small business wait for a grant before buying software?

Only if the purchase is large enough to justify the paperwork and the wait. For a subscription that costs tens of dollars a month, the time spent applying can cost more than the support. Decide first whether the software pays for itself without any grant.